10 Things to Know About Your FAFSA Submission Summary

The time has come for the federal government to start releasing FAFSA Submission Summaries to students who filed! Here is a list of the top 10 things you need to know about your FAFSA Submission Summary.

    1. The FAFSA Submission Summary is the new name for your Student Aid Report (SAR). It contains a summary of what information you provided when you filed the FAFSA and will need to be reviewed for accuracy to ensure you get the correct amount of aid.
    2. Your FAFSA Submission Summary will be available online. Once you receive the email notifying you that your Summary is ready, you’ll be able to find it at studentaid.gov. For a video tutorial on how to find your Summary, check out this video from uAspire.
    3. Graduation hat on piggy bank with stack of coins money on natural green background, Saving money for education conceptYour FAFSA Submission Summary is going to include useful information you’ll need to make an informed decision about financial aid, including your estimated eligibility for the Pell Grant and federal student loans, your Student Aid Index (SAI), FAFSA form answers, school information, if you have been selected for verification, and next steps.
    4. You may get error notifications in your FAFSA Submission Summary. Some of the most common notifications are:
      • Contributor Consent – You are not eligible for federal student aid because you did not provide consent and approval to retrieve and disclose your federal tax information. You can fix this during the review process.
        • It’s important to note that contributors CAN provide consent after your submission, but they CANNOT revoke it.
      • The Social Security Administration (SSA) didn’t confirm that you are a U.S. Citizen or eligible non-citizen. You can fix this by submitting documentation of U.S. citizenship to the financial aid office.
      • The date of birth (DOB) that you reported on the FAFSA does not match SSA records. You can fix this by contacting the SSA to correct their records and then submit proof of your DOB to the financial aid office.
      • Your FAFSA form has been selected for verification. This is a process where your school can request copies of certain financial documents. You can fix this by following up with your school(s) to verify the information reported in your FAFSA.
    5. Your FAFSA is not considered complete until you finish the review of your FAFSA Submission Summary.
    6. You can make changes to your FAFSA by editing the information in the FAFSA Form Answers section of the summary.
    7. You can add and remove schools from your FAFSA while reviewing your Summary. This is an incredibly important tool for anyone who has changed their mind about a potential school or applied to a few extra institutions since filing.
    8. Your FAFSA Submission Summary has a ton of information about your potential schools, including graduation rate, retention rate, and average cost. Be sure to review this information so that you can find the best fit for your situation.
    9. Your FAFSA Submission Summary will provide you with Next Steps. So, if you are missing any documentation or need to submit a correction, this section will walk you through what you need to do.
    10. After you submit any changes that have been made, and the Department of Education has processed your Summary, you can download a copy for your own reference by revisiting your dashboard on studentaid.gov.

For more information about your FAFSA Submission Summary, check out this article from studentaid.gov.

4 Reasons to File Your FAFSA

Graduation is on the horizon, and opportunities for continued education are only steps away! Now that the 2024-25 FAFSA is available online for students and families to complete, let’s go over the reasons why you should file now.

It’s FREE

FAFSA stands for Free Application for Student Aid. It’s the way that the Department of Education determines your ability to receive federal student aid. To receive this, you MUST file your FAFSA!

It’s Quick

You can file online, and it won’t take long. Go over the 2024-25 FAFSA Checklist to ensure you have all information you need. A small time investment for your future could have a big potential payoff!

A smiling girl with her eyes closed lying down on the floor with her head in a pile of money.

It’s Financial Comfort

Tuition and fees can be overwhelming. By filing a FAFSA you will have a better understand of the actual cost. It is also the first step to qualify for many scholarship, grants, work-study, and student loans. The information you provide on your FAFSA helps determine the types and amounts of financial aid you may be eligible for. The FAFSA gives you access to four primary sources of financial aid, including:

    1. Federal financial aid
    2. State financial aid
    3. Aid from colleges, universities, and other postsecondary schools
    4. Some private scholarships and grants

If you file by April 1, you will be considered for the Access Missouri Grant program and will be guaranteed an award if you qualify.

It’s Made for YOU!

There is no downside to filing and the only way to know if you are eligible is to APPLY! Take control of your future. You have nothing to lose and everything to gain.

Check out our previous blogs about the new FAFSA, preparing for college and important things to know as you prepare for the 2024-25 school year.

2024-25 FAFSA is Now Available: Here’s What You Should Know

As of Dec. 31, the much-anticipated new 2024-25 FAFSA is now available online for students and families to complete. Although the form has been released, it is important to note that that the U.S. Department of Education shared that the release is a “soft launch” and that the form may be unavailable periodically as they work through any potential issues.

Group of happy teen high school students studying outdoors, preparing for lectures together, free space

So, what does this mean for students and families? This means that there may be glitches or interruptions during the soft launch period that families should consider. The U.S. Department of Education has indicated that the soft launch will allow the department to monitor site performance, conduct planned pauses for maintenance, and make updates to improve the user experience. In addition, they have advised that Federal Student Aid (FSA) will not transmit results to schools until later in January.

As a reminder, there are things you can do now to prepare for the updated FAFSA if you would prefer to wait to file until after the soft launch. You can review our November blog post for more details. Here are a few other helpful things to keep in mind should you choose to fill out the FAFSA during the soft launch period:

  • If a student completes their form during the soft launch, information will be stored for processing and they do not need to return to resubmit their application once the soft launch concludes.
  • FSA will initiate planned pauses for site maintenance. During these pauses, students who are already online will be able to complete their work, but other users may not be able to begin or resume work on their 2024-25 FAFSA form. If you are unable to fill out the form, you should come back later and try again.Students with modern devices studying online indoors
  • Students may experience a waiting room feature to help control website volumes for those trying to fill out the form.
  • If a contributor is unable to access the site during maintenance, they should try again later and fill out their section as soon as the site becomes available again.
  • Once your 2024-25 FAFSA form is completed and submitted, students will receive a confirmation email that includes their submission date, their Student Aid Index, and their estimated Federal Pell Grant eligibility. Students will not receive an official FAFSA submission summary until their FAFSA is processed, beginning in late January.

Deadline Reminders

In Missouri, the deadline to file the FAFSA to be eligible for the Missouri Access Grant Program is April 1. Applications received before that date will receive an Access Missouri award, although the final award amount will not be determined until later in the year.

It is also important to note that some colleges and universities may have their own FAFSA deadlines for the financial aid they offer. Please check with each school you are interested in to make sure you are meeting important deadlines.

4 Ways to Prepare for the 2024-25 FAFSA

With the announcement that the 2024-25 FAFSA is delayed until December, many students and families are left wondering if there is anything they can do now to help prepare. The answer to this is yes! In fact, there are many steps you can take to help you prepare to file your FAFSA once it is released. Taking a little time to prepare now will help make sure you are able to file your FAFSA on time and be considered for all of the financial aid opportunities available. 

The following information and resources are available to help you prepare in the next few weeks.

1. Determine Your Classification

Student sitting on floor using laptopDepending on your circumstances, you are classified as an independent or dependent student. It is important to know what type of student you are before you file your FAFSA. If you are an independent student, you will only need to provide personal information for yourself and, if married, your spouse. If you are considered a dependent student, you will need to provide information for yourself and your legal parent(s). 

If you are not sure which type of student you are, review this helpful checklist

2. Create an FSA ID

Anyone who needs to fill out the FAFSA (or portions of the FAFSA) will need to create an FSA ID if they do not already have one. If you are a dependent student, at least one of your parents will need to create an FSA ID as well. It will take up to 3 business days for your FSA ID to be processed and approved, so you will want to create your ID before you need to file your FAFSA. To create your FSA ID, please visit studentaid.gov. You will need your:

Young student talking on phone, holding a piece of paper and looking at a computer screen.

    • Social Security number (or alternative identity verification)
    • Full name as it appears on your birth certificate
    • Date of Birth
    • Contact Information (physical address, phone number, and email address)

More detailed information and helpful tips can be found on our FSA ID infographic. You may also consider attending a FAFSA Frenzy: FSA ID Event  for free assistance with setting up your FSA ID. 

3. Collect Important Information

The FAFSA will ask many questions that will require you to provide information about your taxes, wages, and certain assets. If you are a dependent students, you will also need this information for your parent(s). This FAFSA Checklist may be helpful to you as you consider what information you should have available when it is time to fill out the FAFSA. 

4. Identify your Parent/Contributor

mother using a laptop in kitchen with teenagerIf you are a dependent student, you must include information about your parent(s) when you fill out  your FAFSA application. We understand all families are unique – some parents may be divorced, remarried, or you may live with someone other than your parent. So, how do you know whose information you should report? The information offered in this flowchart may help you determine whose information you need. You may also consider reviewing this flowchart developed by Federal Student Aid

For more general information and helpful resources, please visit the 2024-2025 FAFSA Information webpage. You may also review our FAFSA Frequently Asked Questions for detailed information about common questions related to the FAFSA and FSA ID. Finally if you are not already we encourage you to follow Journey to College on social media for helpful tips, reminders, and the latest updates. 

FAFSA Delayed in 2023: What to Do Now?

The Free Application for Federal Student Aid (FAFSA) will not be available until sometime in December this year instead of the typical October 1 release. This delay is due to the form undergoing many revisions aimed at making the FAFSA easier to complete and to provide more students with money to attend college.

There are steps you can take now to help you prepare to file your 2024-25 FAFSA this winter. We strongly encourage students and families to use this extra time to learn about the changes and make sure you are ready to fill out the new form when it opens. 

The easiest way to learn about the 2024-25 FAFSA is to take advantage of the resources on our 2024-25 FAFSA information page. There you’ll find easy-to-follow steps and important FAFSA information.

Before the FAFSA opens you first have to create an FSA ID on studentaid.gov if you don’t already have one. Anyone who needs to fill out the FAFSA or portions of the FAFSA will need to create an account. This account will allow you to fill out a FAFSA, sign it, and have it processed in the quickest way possible. It will also allow you to correct any information or prefill your FAFSA form with information from a previous year.

Help with creating an account and preparing for the FAFSA is available during free FAFSA Frenzy: FSA ID events in November and December. Check out the FAFSA Frenzy calendar to find an event near you.

Look ahead to the FAFSA Frenzy events in January, February, and March, when you can get assistance filing the FAFSA and enter to win a $500 Journey to College Scholarship. FAFSA Frenzy events are hosted at high schools, colleges, Missouri Job Centers, and libraries across the state.

When the 2024-25 FAFSA opens, it is important to fill it out the FAFSA as soon as possible because it could earn you more money. In Missouri, there are some deadlines to remember. To be eligible for the Access Missouri Financial Assistance Program, you must file your 2024-25 FAFSA by April 1, 2024. Students who qualify for Access Missouri and file before February 1, 2024, are guaranteed to receive an Access Missouri Award. 

Other deadlines to remember are June 30, 2024, the final day to file a FAFSA, and September 14, 2024, the last day to file corrections or updates to your FAFSA. Some colleges and universities have their own deadlines, so make sure you are meeting those as well.

We will continue to post updates and announce the official date the FAFSA will open once it is available. Follow MDHEWD’s social media pages for the latest helpful information and updates.

Why You Should Build an Online Portfolio in College

In the modern workforce, almost every job features an online component, either for branding purposes or as a part of their business operations. This is also true during the hiring process. Gone are the days where you can just walk into a company to meet the manager in person and hand-deliver a resume. In an increasingly digitized and automated world, it’s important to stand out. Many hopeful workers are building their own personal online portfolios to do just that, and they’re starting in college.

A bearded man smiling towards the camera showing off his computer with his portfolio on display.While some careers already require workers to curate a portfolio, it‘s something all students looking for internships or about to graduate should consider. A digital portfolio is a perfect addition to your resume, allowing you to show what makes you unique while also controlling your digital narrative. A digital portfolio helps you create the narrative in a positive way. It showcases what you’re capable of and highlights work that you’re the most proud of producing.

Online portfolios aren’t just for creative careers. They can be useful for just about any career field, from teachers to construction workers. A link to your portfolio in your resume allows hiring managers to become familiar with your work easily before an interview. Here are three things to consider while building an online portfolio:

1. Show off your skills

A student in the library working on her computer and taking notes of something.The benefit to a portfolio is that it can be both universal in scope and incredibly specific for an audience. Not every job is going to require the same thing, so your portfolio should highlight all of your skills. Think of your portfolio as an extension of your resume, as well as a trophy case of your best work. Portfolios are great for showing, not telling. Photos, short descriptions, and organized sections are perfect for highlighting the things that show how well you do each skill. Remember to keep it neat, as visual as possible, and easy to navigate for potential employers.

2. Build off your resume and define your narrative

Employers are not looking for descriptions of the previous job you had, they want concrete evidence of what you can contribute. Portfolios can be the perfect exclamation point to your resume by offering several examples of what skills you possess. The best examples of what you can do come from college assignments and even activities that you’ve been involved in. Did you help coordinate an event? Did you participate in a big project? Did you have an assignment that you aced? These papers or projects show off your ability to understand instructions and perform desired tasks, the keys to a great worker. A resume highlights your accomplishments in school, at a job, or internship. Use your portfolio to give better context to those highlights. 

A student working on her computer, building a resume.Portfolios are also a great way to market yourself. A portfolio can help build that narrative by offering extended contact information or access that can show how you operate in the professional world. Copying your LinkedIn URL or a dedicated Instagram page to your work can help show your ability to be professional even when outside of the work environment and linking to your online portfolio from your LinkedIn account will give potential employers further insight into your talents.

3. Be Creative

An online portfolio is meant to help show people who you are and how talented you are. Do not be afraid of making it unique. There are plenty of free online platforms that will assist in creating a website. Even free to use sites can allow for customization to really let your creativity shine. A great resume catches an employer’s eye quickly by showing what makes you unique. Let your portfolio do the same by demonstrating your personality in the professional space. 

A student working on the computer building his portfolio.It’s always important to stand out in a shifting work landscape. The best way to do that is highlighting what makes you successful. Be proud of those accomplishments! They tell the story of who you are as a person and a worker. Employers want to get to know both sides of you.

If you need some examples of what an online portfolio looks like, do some research. A simple online search will show you a variety of portfolios and ways you can create a portfolio that’s as unique as you are. 

Partners in Prevention Helps Missouri Students through Mental Health Struggles

Here’s a daunting statistic about Missouri’s college students and mental health: one in four college students in the state have had suicidal thoughts in the past year. Upon hearing that, parents may turn a blind eye and say, “Yeah, but that’s not my kid.”

But the fact of the matter is, it could very well be your kid, which is why it is vital for college campuses to have easy access to the diverse mental health resources students need.

Enter Missouri’s Partners in Prevention Program, founded more than 20 years ago as an organization that addressed the negative consequences of alcohol use in college students. Today, Partners in Prevention has transformed into a coalition of 24 colleges and universities across the state that are dedicated to addressing healthier and safer campus environments. Partners in Prevention is funded by the Missouri Department of Mental Health, the Missouri Department of Health and Senior Services, and the Missouri Department of Transportation’s Highway Safety and Traffic Division. With grants, Partners in Prevention provides campuses technical assistance to analyze the current landscape and determine what each campus needs for its students. No campus is the same.

Joan Masters is the project director for Partners in Prevention and has been with the organization since its inception. “The issues students are facing on campus are very complex,” she says, “and they are experiencing trauma and serious mental health struggles (which could have come forth pre-college) that could lead to suicide.” 

According to Partners in Prevention, 47 percent of Missouri college students report having suicidal thoughts at some point in their lives; 25 percent report having suicidal thoughts in the past year, with 2.1 percent attempting suicide. Fifty-eight percent of students who report having suicidal thoughts or who attempted suicide in the past year have not sought assistance. Students are also experiencing sexual violence on campus and are witnessing perpetrated acts of violence, but they don’t necessarily have the tools and knowledge yet to intervene in those situations.

“What we know is that on every campus, there are students experiencing trauma and struggling with mental health,” says Joan. “They are self-medicating with substances that are either illegal or not prescribed by their doctor, which is not solving their problems.”

For parents, it is so important to prioritize kids’ mental health just as you would physical health, and normalize seeking out help. Parents must look out for and care about all aspects of their child’s mental health in order to properly address suicide prevention. This includes whether or not their child is interacting with substances, if they are caring for their bodies, and if they know how to access and ask for services before they get to college. Joan encourages parents to equip their child with tools such as the ability to recognize if something is physically or mentally not right with their body, when to reach out and get help, how to resist self-medicating, and how to advocate for themselves.

“With these tools, if they are truly at the point of suicidal thoughts or actions, they will know to ask for help before suicide occurs,” says Joan.

What else can parents do to be present and willing to help? Partners in Prevention provides guidance on how to create three critical conversations with their college students about alcohol use, mental health and drugs. Conversations, not lectures, are key to finding out how they feel.

“If you have an 18-year-old going off to college in a few months, and you’ve never spoken to them about mental health, it’s never too late,” Joan reinforces. “Talk about your expectations and what you hope for them. Most importantly, when you talk about why their mental health is important, you aren’t just preparing them for college, but you are preparing them to be an adult. We do not want them to have low knowledge or high stigma around mental health, leading them to not practice those important life skills in college and fail.”

“College is an incredibly supportive environment, and attending college and living in the community is a protective factor against suicide,” Joan continues. “The more we increase those protective factors, and increase our child’s knowledge and willingness to receive help, the more likely kids will gain skills to successfully navigate through life.”

Over Joan’s two-decade career at Partners in Prevention, a lot has changed. She says less students are using alcohol, instead choosing to live a sober lifestyle, regardless of age. More students are coming to campuses appropriately medicated. However, marijuana use has risen over the past decade, with students believing cannabis is a cure for something and not understanding how it affects them. There are also more students than ever who have experienced sexual trauma, and they are coming to campus needing treatment for bigger issues than college counselors can address. With all of these very complex issues, students are finding it difficult to navigate through, which makes it increasingly important for parents to cultivate a safe space for their child to understand their mental health and to get help.

“Normalize mental health services and talk to your kids about what they are feeling and what they are thinking about, and ask if they need assistance with mental health care,” Joan says. “Create an ‘In this house, we seek therapy’ environment to take down the stigmas.”

If you find that your child is really struggling, let them know that it is OK to say that they need a time out and to consider taking a semester off to work on their mental health, de-stress, and get better. After all, they are what always matters.

Missouri’s Partners in Prevention program is the go-to resource for college campuses in Missouri. To access resources such as brochures, recommended readings, fact sheets and the program’s blog, visit www.mopip.org. Partners in Prevention also helps lead “Ask. Listen. Refer.” a statewide online suicide prevention training program created for campuses throughout Missouri. To get started, take the 20-minute survey at www.asklistenrefer.org.

Suicide Prevention for College Students

College represents so much to a student — the opportunity to start a fresh chapter in their lives and work toward their professional and personal goals. But it also represents a significant shift in lifestyle and habits; it is a period of transitions and lots of change. While some students can weather through the difficult times, there is no doubt these challenges have the potential to become too much.

A supportive group console a woman who is facing away from the camera, she looks distraught.The New York Times took a look at the pressure college students put on themselves and found that students who excelled in high school expect to do the same in college. While this is a common aspiration, it can cause them struggle. Students may worry about larger class sizes, more challenging curriculum, deadlines and difficulty managing time, as well as finances, student loans, and keeping up with extracurricular activities or a job. Combined, this can have profound effects on mental health… and in the worst-case scenario, can lead to the possibility of suicidal thoughts.

According to the National Alliance on Mental Illness (NAMI), suicide is now the second leading cause of death among people ages 10-43 in the U.S. This daunting statistic leads to so many other questions too. NAMI states, “A 2018 study found that at any time within the last 12 months, 41% of students felt so depressed that it was difficult to function and 62% felt overwhelming anxiety.” It is also estimated that one in five college students has a substance use disorder. 

Mental Health America of California says many forms of mental illness first emerge during the college years, often coinciding with young adults’ first time living away from home. In fact, more than one in three college students have reported that they have been “so depressed that it was difficult to function.”

Mental Health America of California goes even further in their findings about college students and mental health. According to the 2016 Annual Report from the Center for Collegiate Mental Health’s (CCMH), there was a 5% increase in college enrollment, nationwide, accompanied by 30% increase in demand for mental health services, between 2010 and 2016. And of those students in treatment at college counseling centers, approximately:

  • One in two have received psychological services in the past five years
  • One in 10 have been psychiatrically hospitalized before
  • One in four report engaging in self-injurious behavior, such as cutting
  • One in three have seriously considered suicide

What Families, Students, and Colleges Can Do

A woman comforting her friend with a hug.Suicides are preventable. Improving mental health and trauma literacy is a critical step in decreasing suicides and recognizing the warning signs to get people the help they need as early as possible. Students, parents and family, and colleges and community organizations can make a commitment to enhance their mental health literacy by using any of the following resources provided in Missouri.

Training programs like Mental Health First Aid Missouri, Missouri Suicide Prevention Network, Missouri Ask, Listen, Refer or Missouri Department of Mental Health Trauma Informed Care E-Learning Course are available to the public and can be taken by anyone with access to internet.

NAMI outlines these actions that can be taken by students, parents and family members, and colleges to lower the risk of suicide: 

  • Address concerns as soon as possible. Depression and teenage angst look similar, but if you think something is indeed wrong, be up front with your child about it — this will increase the likelihood of early recognition and diagnosis of an issue and improve treatment outcomes.
  • Encourage your child to talk about their mental health challenges with a counselor, family member or trusted adult. Fear of overreaction is a reason why some students may not feel comfortable speaking to parents. Be supportive and receptive to these discussions and how they can help get treatment.
  • If students have a pre-existing mental health condition, help create a college transition plan that outlines treatment continuity.
  • Parents and family members should be in contact with the campus counseling center if HIPAA and FERPA waivers are obtained from the student.
  • Drive home the importance of self-care and where to go on campus for emotional and academic support. Connect with fellow parents on college parent portals, Facebook groups and other online forums to discuss ways to get involved and advocate for resources and programming that address student mental health.
  • Discuss stories in news and media to have preventative conversations with your child about mental health, overdose or suicide deaths. They probably have thoughts, opinions and concerns they would share with you if asked. You may learn more about your child’s own mental health or substance use in the process.
  • Make a commitment to learn about mental health literacy to have a better understanding of what to look for and how to talk about mental health, suicide and substance use.
  • Students should be aware of and know how to recognize signs of mental health issues in order to help their fellow classmates or get help themselves. Help could include practicing self-care and being supportive to friends and classmates.
  • Talk, talk, talk! Students are more likely to talk with another student about their distress rather than with an older adult. Students should utilize on-campus student mental health resources and advocate for support and programming on campus.
  • Improve your mental health and trauma literacy by taking courses to learn more about mental health, suicide and trauma recovery. Resources may be available on campus, through the campus course catalog or through online resources.
  • Identify students who are at risk for mental health illness, alcohol abuse and drug use problems. Colleges should provide assistance to support the transition from high school to college.
  • Support social connections on campus that are aimed at promoting inclusivity between students who feel disconnected or isolated and students who are traditionally marginalized or at higher risk.
  • Foster an environment that makes it easy and comfortable for students to ask for help. There should be easy access to mental health resources and support.
  • Providing on-campus access to substance abuse and mental health services is vital.
  • Create an institutional response to student suicide, death or emergency. Crisis management procedures, such as access to emergency services or local and national crisis resources, should always be in place.
  • Support education around vital life skills, such as how social- emotional and physical wellness can impact academic success.
  • Provide training opportunities for faculty and staff to learn more about mental health, suicide prevention and trauma sensitive schools.

Seeking Help

Make sure your child knows that help is just a call or text away. Mental health support and crisis intervention are always available with the 988 Crisis Line or Crisis Text Line. Just text MO SAFE” or HOME” to 741-741 from anywhere in the U.S. to speak with a trained crisis counselor via a secure online platform. Through texting, the counselor can help talk through issues, including financial-related stress. The Crisis Text Line is open 24 hours a day, seven days a week.

HappierU also has many resources to help. Visit the Show Me Hope Crisis Counseling Program’s YouTube page or short videos providing tips, advice and exercises anyone can do to manage and reduce stress, promote positive personal growth, and help you live a happier life using science-based methods.

How to Support Your Child During Their Time in College

Having a strong support system is crucial for college students. Over four years, they have to deal with the pressure of keeping up with tougher curriculum and forming new study habits, all the while balancing new friendships and maintaining old ones, joining new organizations and activities, staying in touch with family, and possibly working at a new job. Nonetheless, it is exhausting. All the more reason they should have an army of support behind them to cope with stress, anxiety and depression.

Young depressed asian woman hug her friend for encouragement.Family members, close friends, classmates, professors, teaching assistants, counselors and advisors all provide help and resources in their own way, making the college transition and overall experience much smoother and easier for students. Parents, however, may have the biggest supporter role of all. From early on in the college decision-making process, parents should serve as a guiding light for their child as they make decisions that could affect the next four years of their lives. Which college is best for them, and how do you know? What kind of financial aid do they need? Are they applying for scholarships, grants and loans?

Once a student heads off to college, these questions could shift to ones about mental health concerns and what kind of support parents should provide their kids while they are going to school.

The statistics around college students and mental health are alarming. According to a 2021 Healthy Minds Network study of college student mental health, 34 percent of respondents had anxiety disorder and 41 percent reported depression. Furthermore, a study from Boston University found that from 2013 to 2021, rates of depression among college students increased by 135% and rates of anxiety increased by 110 percent. The pressure college students face daily is real, and some are struggling to keep up. Parents should be aware and alert of changes in their child’s attitude and behaviors, which can inform just how much support the child may need at a given moment.

Facing Challenges Head-On

With rising concerns around college and mental health, how can you be supportive of your college student without being overbearing? When is the best time to approach them and offer your help? What do you do if they don’t want to listen to you or take your advice? These are all great questions to ask yourself if you find that your child is facing a challenging time on campus. Marcia Morris, M.D., writes for the National Alliance on Mental Illness that you should remember the five T’s: Tell, Test, Teach, Talk, Take Action.

  • Low angle portrait of teenage African-American student sitting on floor in their room and studyingTell your child that they can come to you with any problem. Some children may fear what you may say in response to their issue, or feel like they are burdening you with their problems. Remind them that you are always there for them and are always ready to lend an ear to listen.
  • Test their academic health by checking their end-of-semester grades. Students who are doing poorly and failing in school may be suffering from anxiety or depression, and unfortunately, they may think they are on their own in figuring out their school problems. Work to stay abreast of their academic standing throughout the semester, and encourage them to use on-campus resources and seek guidance from their advisors and counselors.
  • Teach them how to recognize depression and anxiety. Remember those stats referenced earlier in this post? One in 3 students have reported having an anxiety disorder, and 4 in 10 have reported depression. Teach your child to identify warning signs such as excessive worrying, overuse of substances like drugs or alcohol, inability to carry out daily activities, and thoughts of suicide. Anxiety and depression are treatable conditions. Your child has the ability to recognize how they are doing.
  • Whether they give off stress or not, Talk with them frequently through phone calls, texts, or video calls. Or better yet, pay them a visit at their school, especially if you know they have been feeling down. (It is also important to plan a weekend visit at least once during the first semester of their freshman year.)
  • Finally, Take Action if your child is experiencing severe symptoms of mental illness, such as suicidal thoughts. Help them find treatment immediately and guide them to stay actively involved in their treatment. If you have an immediate cause for concern about their safety, contact campus police and mental health services.

Other Ways You Can Help

Close up of African-American psychologist taking notes on clipboard in therapy session for childrenSarah Curzi, PhD encourages the creation of a “mental health plan” that encourages parents and children to be open to conversations about mental health struggles and concerns, in an effort to destigmatize them. In an article for Collegiate Parent, Curzi says to share contact information for the National Suicide Prevention Lifeline as well as the community mental health resources available at school such as counseling or psychological services, or student health primary care providers. Make sure students understand their student health insurance plan, and what a copay is and what in-network versus out-of-network means. Some may not seek help because of costs, so let them know of what is available to them, including free or sliding scale clinics. Help them identify ways to build community and maintain social contact around them. Most of all, always be available.

Call or Text for Crisis Support

One of the best ways to support your child is to remind them that help is just a call or text away. Mental health support and crisis intervention are always available with the 988 Crisis Line or Crisis Text Linefrom anywhere in the U.S. to speak with a trained crisis counselor via a secure online platform. Through texting, the counselor can help talk through issues, including financial-related stress. 988 is open 24 hours a day, seven days a week.

When Does the Brain Reach Maturity? It’s Later than You Think

Life is full of milestones. Many are based on age: getting your driver’s license at 16, voting for the first time at 18, and being able to purchase alcohol at 21. With all these big events, you may think that your teen or twenty-something is officially a grown-up and ready for anything. Their brain, however, isn’t.

Dr. Angeline Stanislaus is the Chief Medical Officer for the Missouri Department of Mental Health. She says that, while it may seem like an 18, 20, or 22-year-old is able to make adult decisions, they are not developmentally ready just yet. This is because the brain’s frontal lobe, especially the prefrontal cortex, isn’t fully mature until around age 25.

The development of the pre-frontal cortex of the frontal lobe allows us to process the pros and cons of a decision before it is made. “It lets us to do things most animals cannot,” explains Dr. Stanislaus. “Decision making, logical thinking, reasoning — all of those things happen because of the frontal lobe.”

a young student smiling and holding a model of the human brain.

The prefrontal cortex is associated with planning and problem-solving. MIT’s Young Adult Development Project explains that it connects all parts of the brain. “The prefrontal cortex communicates more fully and effectively with other parts of the brain, including those that are particularly associated with emotion and impulses, so that all areas of the brain can be better involved in planning and problem-solving.”

So, what does this mean for young adults? And why is it important for students, parents, and teachers to understand brain growth and development?

Think about the brain’s development under the umbrella of what kinds of decisions typically face teens and young adults. For example, with an under-developed brain, they may be more inclined to speed without thinking of the consequences, such as getting a ticket or causing an accident when they are driving in a hurry. If they are out with friends and presented with alcohol or drugs, they may not think about the short-term and long-term consequences of this behavior – what it means to fail a drug test at work, develop an addiction, or the legal consequences of substance use.     

The Role of Parents

While time is necessary for optimal brain development, there are things parents can do to help their child until their brain reaches full maturity. A story about young adult brain development by Today.com encourages parents to help their child maintain independence by taking responsibility for themselves in school and at work. If they ask for your advice in solving a problem, don’t solve it for them; instead, get them to build their own problem-solving skills by asking what they think they should do or if there is another way to handle the issue. Encourage them to reach out to an advisor on campus if they need additional help.

There are ways parents can help train the brain much earlier. Encourage your child to find a job, which can build decision-making skills and allow young adults to thrive in different situations. Your child can become better at money management and understand the consequences of their actions.

Staying Involved and Engaged

smiling father hugging happy teen son while he doing homeworkIt is important to create a level of excitement for kids at a young age, whether it’s through a job, hobby, sports or another healthy activity. Otherwise, the young mind tends to gravitate towards unhealthy ways of achieving enjoyment, such as risk-taking behaviors. 

“Because the prefrontal cortex is not developed, kids are not thinking about the consequences of their actions because they are just enjoying the experience,” explains Dr. Stanislaus. She says that for 14 and 15-year-olds, it is critical for parents and schools to foster productive, positive experiences for them, such as sports or other healthy communal activities. Kids who are more involved in such activities and have more structure to their day are less likely to do drugs and engage in risky behaviors, compared to kids who do not have structure to their day.

With the development of the prefrontal cortex happening through the mid-twenties, it’s not difficult to see that, as college students grow older, their behaviors change. “With freshmen and sophomores, they are more focused on having a good time and don’t think much about the consequences. Getting to all their classes and keeping good grades are not often a priority for them,” says Dr. Stanislaus. But by the time they are seniors, they have different behaviors, and are more focused on their careers. That behavior continues through their twenties as they plan for their future. They are much more responsible, looking more closely at their career paths, and determining life goals.

Tech and Young Minds

Girl gamer sits in profile with her phone in her hands.Today.com reinforces that while young adults are capable of making decisions, “They must work harder than mature adults to stay focused, make responsible choices and avoid risky behaviors. 24/7 access to technology via smart phones and the Internet can impact developing minds. “The developing brain is often overwhelmed by information overload. And while the brain is still developing, this can lead teens and young adults to appear unfocused, not goal-oriented, and to engage in risky behaviors.”

Dr. Stanislaus points out that social media consumption can have a negative effect on kids. Those who spend more time on social media have a higher risk of anxiety and depression. This is because they are always seeking likes and comments for social approval and validation, and the fear of missing out makes them feel insecure.

Social media also lessens face-to-face interaction and the good feelings that comes with it. Dr. Stanislaus stresses how vital it is for teens and young adults to socialize in person. “Human beings need engagement and interaction,” she says. “With social interaction from working in school or on projects with partners, there is a joy that is created, and they need that joy. Social media cuts away time in engaging in social activities that can bring happiness.”

The Takeaways

The most important thing parents should do, says Dr. Stanislaus, is to support their young adult as their brain develops. Kids are going to make mistakes — even when they are well into their twenties. Give them freedom, but help them understand the consequences of that freedom, while reinforcing positive behaviors. Show them ways to work through problems. If they do cross the line, talk through what happened and allow them to face the consequences within a safe structure. Allow mistakes to be made, but help your child learn from them.